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G5110 · Greek · New Testament
τόκος
Tokos
Noun, masculine
Interest; Usury; Birth; Offspring

Definition

Interest on money — used by Jesus in the Parable of the Talents for the returns that faithful stewardship of entrusted resources should produce.

Usage & Theological Significance

The Greek tokos (from tiktō, to give birth) means 'offspring' in the literal sense but is used commercially for 'interest' — the offspring of invested money. It appears in Matthew 25:27 and Luke 19:23 in the Parable of the Talents/Minas: 'You should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest (tokō).' The master's rebuke to the unfaithful servant uses the minimal standard of a banker's interest as the baseline expectation for stewardship.

The tokos in the Parable of the Talents is not a financial lesson but a stewardship theology. The master expected something — at minimum, the baseline return of a banker's interest — from every servant entrusted with his goods. The unfaithful servant buried his talent 'out of fear' and returned it unchanged. This is not humility — it is failed stewardship dressed as caution. The tokos standard is minimal: even a banker provides a return. God's expectation of those entrusted with the gospel, gifts, and opportunities of the kingdom is that they will be invested, risked, and multiplied — not preserved in safety.

Key Bible Verses

Matthew 25:27 Well then, you should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest (tokō).
Luke 19:23 Why then didn't you put my money on deposit, so that when I came back, I could have collected it with interest (tokō)?
Matthew 25:24 Then the man who had received one bag of gold came. 'Master,' he said, 'I knew that you are a hard man, harvesting where you have not sown.'
Matthew 25:29 For whoever has will be given more, and they will have an abundance. Whoever does not have, even what they have will be taken from them.
1 Peter 4:10 Each of you should use whatever gift you have received to serve others, as faithful stewards of God's grace in its various forms.

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